Members: Members of the State Bar of Texas who are less than age 76 may apply for the Basic AD&D. Members who are less than age 70 may apply for up to $500,000 of the Optional AD&D coverage. Members who are between ages 70-75 may apply for up to $250,000 of the Optional AD&D coverage.

Eligible Dependents: Spouse/domestic partner and dependent children less than 26 years old. Your children include your legally adopted children, step-children and foster children who depend upon you for support and maintenance.

Employees: All full-time employees (30 hours or more per week) of an “Eligible Employer Unit” who are less than age 76. An “Eligible Employer Unit” is a sole proprietorship, partnership or corporation engaged primarily in the practice of law with at least one full-time employee who is not a member of the State Bar of Texas.

If you meet the necessary requirements, your acceptance is guaranteed, meaning you can enroll without medical or health questions.

State Bar of Texas AD&D coverage helps offer you financial protection if you die in a covered accident—or if you incur a loss due to an accident. The chart below breaks down the percentage of your coverage amount you would receive if you suffered a covered injury.

Members: Members who are less than age 70 may apply for up to $500,000 of the Optional AD&D coverage. Members who are between ages 70-75 may apply for up to $250,000 of the Optional AD&D coverage.

Eligible Dependents: Spouse/domestic partner and dependent children less than 26 years old. Your children include your legally adopted children, step-children and foster children who depend upon you for support and maintenance.

Employees: All full-time employees (30 hours or more per week) of an “Eligible Employer Unit” who are less than age 76. An “Eligible Employer Unit” is a sole proprietorship, partnership or corporation engaged primarily in the practice of law with at least one full-time employee who is not a member of the State Bar of Texas.

If you meet the necessary requirements, your acceptance is guaranteed, meaning you can enroll without medical or health questions.

State Bar of Texas AD&D coverage helps offer you financial protection if you die in a covered accident—or if you incur a loss due to an accident. The chart below breaks down the percentage of your coverage amount you would receive if you suffered a covered injury.