Yes, your Spouse/Domestic Partner may enroll for up to $250,000 and each eligible dependent child, age 25 or younger, can receive up to $10,000 of Term Life coverage.

Complimentary Basic Member Term Life coverage is not available for your Spouse/Domestic Partner or children.

The Accelerated Benefit Option (ABO)¹ is included at no cost to the member. With ABO, you may use 75% of your coverage amount to a maximum of $500,000 to help pay medical costs, pay off your mortgage, or take the vacation of a lifetime if you are terminally ill with a life expectancy of 12 months or less. This option applies to both member and dependent coverage. Also, a member who cannot perform at least "2" Activities of Daily Living (ADL's) for at least "90" calendar days or have a Severe Cognitive Impairment can receive up to "25%" of their Accelerated Benefit Option up to a maximum of "$250,000".

Only four health questions are required to complete the application process. In certain circumstances, an attending physician’s statement or paramedical exam may be ordered.

Unlike most Member Term Life policies, this one doesn't reduce as quickly as you age which allows you to keep more of your coverage for a longer period.

Reduces to:

• 65% of original coverage amount at age 65
• 50% of original coverage amount at age 70
• 35% of original coverage amount at age 75
• Coverage terminates at age 80

All coverage is subject to Prudential’s approval of satisfactory evidence of insurability.

Yes. If you are no longer insured for the Member Term Life Insurance coverage because your membership in the covered class ends, or part of the group contract ends, you can convert to an individual policy within 31 days of such termination without medical underwriting.

Member Term Life benefits are payable to your beneficiary(ies).

A death benefit is not payable if your death is caused by a suicide within 2 years of the date your coverage became effective.

No. Your first premium contribution will be due following approval of your coverage request.

Yes, your Spouse/Domestic Partner may enroll for up to $250,000 and each eligible dependent child, age 25 or younger, can receive up to $10,000 of Term Life coverage.

The Accelerated Benefit Option (ABO)¹ is included at no cost to the member. With ABO, you may use 75% of your coverage amount to a maximum of $500,000 to help pay medical costs, pay off your mortgage, or take the vacation of a lifetime if you are terminally ill with a life expectancy of 12 months or less. This option applies to both member and dependent coverage. Also, a member who cannot perform at least "2" Activities of Daily Living (ADL's) for at least "90" calendar days or have a Severe Cognitive Impairment can receive up to "25%" of their Accelerated Benefit Option up to a maximum of "$250,000".

Only four health questions are required to complete the application process. In certain circumstances, an attending physician’s statement or paramedical exam may be ordered.

Unlike most Member Term Life policies, this one doesn't reduce as quickly as you age which allows you to keep more of your coverage for a longer period.

Reduces to:

• 65% of original coverage amount at age 65
• 50% of original coverage amount at age 70
• 35% of original coverage amount at age 75
• Coverage terminates at age 80

All coverage is subject to Prudential’s approval of satisfactory evidence of insurability.

Yes. If you are no longer insured for the Member Term Life Insurance coverage because your membership in the covered class ends, or part of the group contract ends, you can convert to an individual policy within 31 days of such termination without medical underwriting.

Member Term Life benefits are payable to your beneficiary(ies).

A death benefit is not payable if your death is caused by a suicide within 2 years of the date your coverage became effective.

No. Your first premium contribution will be due following approval of your coverage request.